Sanctions Compliance & Service Availability

What is JP Sheet's approach to sanctions compliance?

Like most globally-operated services, JP Sheet's sanctions compliance is enforced primarily at the payment-processing layer rather than through country-level service blocking. This is the standard approach used by Stripe, PayPal, and the international banking system that supports our transactions.

In practice, this means:

• Your payment processor decides what's permitted. If Stripe or PayPal can lawfully complete your transaction, we can typically deliver the service you ordered.
• We rely on the international banking and payment system. Our processors are regulated by US, EU, UK, UAE and other authorities. They block transactions where required by sanctions law.
• Where payment goes through, service follows. If your transaction is processed successfully and lawfully, we fulfil your order regardless of which country you live in.

How is service availability determined for my order?

Your transaction flows through several compliance checkpoints, in this order:

Which sanctions laws apply to JP Sheet?

The applicable framework comes from our payment processors and our home jurisdiction:

• Stripe — regulated as a US-based financial services provider; subject to US Office of Foreign Assets Control (OFAC) sanctions
• PayPal — operates worldwide under the laws of every jurisdiction it is licensed in; applies its own sanctions screening
• JP Sheet directly — applies United Nations Security Council sanctions (which are globally binding) and complies with the laws of the UAE, our country of incorporation

Each provider has its own published sanctions and acceptable-use policy. We do not maintain a separate country block list — relying on a single compliance source rather than duplicating screening prevents inconsistent outcomes for buyers.

Are there any transactions JP Sheet absolutely cannot fulfil?

Yes — independent of any payment processor. We honour the small number of United Nations Security Council comprehensive sanctions as a matter of international law. Even if a transaction somehow cleared payment, we would not deliver service where doing so would violate:

• UN comprehensive sanctions against the Democratic People's Republic of Korea (DPRK / North Korea)
• Sanctions targeting specific persons or entities on UN Security Council Consolidated List, OFAC SDN List, EU Consolidated List, or HM Treasury sanctions list
• Trade in goods or services to support activities sanctioned under non-proliferation, counter-terrorism, or counter-narcotics frameworks

These are narrow, narrowly-defined prohibitions — they do not apply to ordinary consumer car-buyers in any country.

My payment was declined — does that mean my country is "banned"?

Not necessarily. Payment declines happen for many reasons:

• Your bank's international-transaction settings (the most common cause)
• Insufficient funds or credit limit
• The card's 3D Secure / SCA verification failed
• Stripe or PayPal's fraud-detection systems flagged a risk pattern
• Temporary technical issues with the processor
• Genuine sanctions block (rare, and usually for specific listed persons, not entire countries)

If your payment was declined, please:

1. Check that international online payments are enabled on your card
2. Try a different card, or try PayPal if your first attempt was by card
3. If you have access to a friend or family member's account in another country, payment from theirs to ours is acceptable
4. Contact our local-payments agent for alternative methods (WhatsApp: +92 333 4882726) — we work with regional payment apps in many countries

In most cases, a declined payment is fixable with one of the steps above.

What if I am personally on a sanctions list?

If you are personally named on a sanctions list — for example the UN Consolidated List, the US OFAC SDN List, the UK or EU sanctions lists — we cannot provide service to you, regardless of which country you are physically located in. This applies to a very small number of individuals and entities globally, and is independent of national policy.

This is enforced automatically through our payment processors' compliance screening.

What happens when sanctions law changes?

Sanctions regulations change frequently. Our approach to staying current:

• Payment processors update automatically. Stripe and PayPal maintain compliance teams that adjust their screening in near-real-time as sanctions are added or lifted. Because we rely on their screening, we inherit the latest rules automatically.
• UN sanctions updates. We review UN Security Council resolutions and update our internal compliance practice accordingly.
• This page. We review this policy at least annually and update it whenever there is a material change in our compliance approach.

Does JP Sheet discriminate by nationality?

No. Beyond the narrow, internationally-mandated compliance described above:

• We do not discriminate by race, religion, ethnicity, nationality, language, gender, or country of residence
• We welcome buyers from every country where lawful transactions are possible
• We provide service in English and Urdu and use Google Translate for enquiries in other languages
• We price uniformly — there is no different pricing based on country
• The verification report you receive is the same whether you live in Tokyo, Karachi, Nairobi, London, Moscow, Tashkent, Lagos or anywhere else

If you have been unjustly denied service or have a payment problem you cannot resolve through the steps above, please email us at [email protected] with subject "Service Access Concern". We will review your case personally — a human, not an automated system.